Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zable: Credit card reviews

View other Zable products
4.81
Based on 123,713 reviews, last reviewed 17th Sep 2026
81% decrease in 5 star reviews
in the past 90 days
76% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great service. Great service. Easy to use app and whole process of signing up is very simple. Reviewed on: 17th September 2026
MS L's avatar
MS L

Latest lowest rating:

1

BE VERY CAREFUL MISLEADING AND FELT LIKE A SCAM BE VERY CAREFUL – MISLEADING AND FELT LIKE A SCAM My experience with Zable has been absolutely unacceptable. In my opinion, the way this application ... Read more Reviewed on: 6th September 2026
A Abdali's avatar
A Abdali
Read all reviews Write a review

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zable Credit card reviews (123714)

Great company to deal with.

5
Great company to deal with. Customer service is always super helpful and guide you to make the best choices for products Reviewed on: 12th July 2025
Kerri's avatar
Kerri

Great App, Great Card

5
I’ve been using the Zable credit card mainly because the app is incredibly easy to use. Everything from checking my balance to making payments is straightforward and quick. Reviewed on: 12th July 2025
Saema C's avatar
Saema C

Excellent product

5
Excellent product. I was given a chance when nobody else willing to help. I started with £200 credit limit and for less than 2 months it was increased to £500. I find their customer service very helpful Reviewed on: 12th July 2025
Yulia's avatar
Yulia

Great card and help support but credit increases

5
Great card and help support and could do with more support teams can even get a totally phone support team easier to contact Reviewed on: 12th July 2025
Billy Mckay's avatar
Billy Mckay

Love Zable easy to use excellent service know messing

5
Love Zable easy to use excellent service know messing Reviewed on: 12th July 2025
James D's avatar
James D

It's all good service for the zeble

4
It's all good service for the zeble Reviewed on: 12th July 2025
Bhautikkumar 's avatar
Bhautikkumar

After my divorce Zable gave me a chance to re build...

5
After my divorce Zable gave me a chance to re build my credit I am so gratefull Reviewed on: 12th July 2025
Julie 's avatar
Julie

Build Your Credit with Confidence

5
1. Credit Limit • Typical starting limit: £100–£1,200. • Gradual increases upon responsible usage and on-time repayments. 2. No Interest if Paid On Time • Works like a charge card – no interest charged if paid in full each month. • Helps avoid debt spirals common with standard credit cards. 3. Credit Building • Payments are reported to major credit reference agencies (Experian, Equifax, TransUnion). • Many users report improved scores within 3–6 months with disciplined use. 4. Fast Application & Approval • Soft eligibility check first (no impact on credit score). • Quick decisions within minutes for most applicants. 5. Ease of Use • Managed entirely via the app, which is modern and simple. • Allows for balance checking, repayment setup, and viewing spending history seamlessly. 6. Customer Experience • Generally positive feedback for simple onboarding and transparency. • Some negative reviews cite: • Delays in customer support response. • Small initial credit limits not matching expectations. 7. No Hard Credit Check for Eligibility • Many appreciate the initial soft search, reducing the fear of rejection damaging their credit file. You must repay in full each month (similar to Amex charge cards) to avoid declined transactions, as it is not a revolving credit card. • It is not suitable for carrying balances, as it is designed purely to build credit with disciplined monthly repayment. • Some users expected higher limits or rewards but it focuses solely on credit building rather than perks. • People with thin or poor credit files. • Those looking to improve their score before applying for loans, mortgages, or better credit cards. • Individuals disciplined enough to repay in full monthly.Zable (previously known as Pockit) offers a credit builder card in the UK. It is designed for people with poor or no credit history, helping them build credit while offering limited credit facilities. Reviewed on: 12th July 2025
Dineshi D's avatar
Dineshi D

Very good I like very much Zable credit card

5
Very good I like very much Zable credit card Reviewed on: 12th July 2025
Ajay goud addla's avatar
Ajay goud addla

Excellent constantly.

5
Excellent constantly. Very helpful, user friendly. Reviewed on: 12th July 2025
C M's avatar
C M

Review Zable: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill