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Zable: Credit card reviews

View other Zable products
4.82
Based on 122,343 reviews, last reviewed 10th Jul 2026
231% increase in 5 star reviews
in the past 90 days
176% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great serviceSimple and efficent Simple and efficent easy application Reviewed on: 10th July 2026
Carol G's avatar
Carol G

Latest lowest rating:

2

I'm still new customer but service good and helpful I'm still new customer but service good and helpful Reviewed on: 9th July 2026
Kaiwan l's avatar
Kaiwan l
Read all reviews Write a review

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (122453)

Very good

5
Very good, brilliant I recommend Reviewed on: 13th June 2024
Macy K's avatar
Macy K

Very high interest rates, but the fact you can use A...

3
Very high interest rates, but the fact you can use Apple Pay is great Reviewed on: 13th June 2024
Nick M's avatar
Nick M

Really happy with my card.

5
Really happy with my card. Very helpful and easy app to answer all my questions. Reviewed on: 13th June 2024
Scott M's avatar
Scott M

Find the app clear and easy to interact with

5
Find the app clear and easy to interact with Reviewed on: 13th June 2024
Lindsay S's avatar
Lindsay S

Zable have helped me manage a credit card

5
Zable have helped me manage a credit card Reviewed on: 13th June 2024
Clare Dale's avatar
Clare Dale

Immediate credit payments? Yes Please!

4
I love the fact that payments made on my account are credited immediately. I can see my balance decreasing and that feels good. Reviewed on: 13th June 2024
Dora A's avatar
Dora A

Awesome ZABLE

1
The ZABLE Credit Card, aimed primarily at individuals seeking to build or rebuild their credit, offers several key features and benefits that make it an attractive option within its niche market. Here’s a comprehensive review: ### Key Features 1. **Credit Building Focus**: ZABLE is designed with credit-building in mind, making it ideal for those with limited or poor credit histories. It reports to major credit bureaus, helping users improve their credit scores through responsible usage. 2. **No Annual Fees**: Unlike many credit cards targeting the same demographic, ZABLE does not charge an annual fee, which is a significant plus for those looking to avoid extra costs. 3. **Competitive Interest Rates**: While interest rates can be high for credit-building cards, ZABLE offers competitive APRs compared to other cards in this category. However, paying the balance in full each month is advisable to avoid interest charges. 4. **User-Friendly Mobile App**: ZABLE provides a well-designed mobile app that allows users to manage their accounts, track spending, and make payments easily. This digital convenience is a valuable tool for maintaining good credit habits. 5. **Security Features**: The card comes with standard security features, including fraud protection and zero liability on unauthorized purchases, which adds an extra layer of confidence for users. ### Pros - **Accessible Approval**: ZABLE has a more lenient approval process, making it accessible for those with low credit scores. - **No Hidden Fees**: Transparency in fee structure ensures there are no surprise charges, making budgeting easier for users. - **Credit Limit Increases**: Regular use and timely payments can lead to credit limit increases, providing users with more financial flexibility over time. ### Cons - **High APR**: As with many credit-building cards, the APR can be relatively high. Users who carry a balance month-to-month might find this costly. - **Limited Rewards**: ZABLE does not offer rewards or cashback programs, which might be a downside for those looking for extra incentives. - **Low Initial Credit Limit**: The starting credit limit might be on the lower side, which can be restrictive for some users. ### Overall Impression The ZABLE Credit Card is a solid choice for individuals focused on improving their credit scores without incurring additional fees. Its lack of an annual fee, combined with the ease of approval and helpful mobile app, makes it particularly user-friendly. However, potential users should be mindful of the high APR and lack of rewards. For those willing to manage their spending carefully and pay off balances monthly, ZABLE can be a powerful tool in the journey towards better credit health. Reviewed on: 13th June 2024
John L's avatar
John L

Great company excellent service very helpful when ca...

5
Great company excellent service very helpful when calling them Reviewed on: 13th June 2024
Lorraine Johnson 's avatar
Lorraine Johnson

Good so far.

5
Good so far. No issues to report, quick and easy from registration to use of the credit Reviewed on: 13th June 2024
Zaneta B's avatar
Zaneta B

Excellent credit card

5
Excellent credit card, really useful to have Reviewed on: 13th June 2024
Tracey H's avatar
Tracey H

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