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Zable: Credit card reviews

Name: Credit card
Rating: 4.94 (49744 reviews)

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4.94

Based on 49,744 reviews, last reviewed 6th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

90% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love the services and the fact that I was given £3... I love the services and the fact that I was given £30 for referring Zable Reviewed on: 2nd January 2026

Latest lowest rating:

1

Avoid using Zable at all costs. Avoid using Zable at all costs.If anything goes wrong and you need their support, they suddenly act confused and behave as though helping you is some ... Read more Reviewed on: 6th January 2026

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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Zable Credit card reviews (49744)

Review of the Zable, Credit card:

Zable have helped me through tough times

Zable have helped me through tough times Reviewed on: 9th June 2025

Zable is a great way to build your credit

Zable is a great way to build your credit, they up your allowance once you’ve paid and they always keep their customers happy Reviewed on: 25th August 2025

Let’s be honest - Zable

Let’s be honest—when I first stumbled across Zable, I wasn’t exactly on top of the world. Life had lobbed a few too many curveballs my way, and my credit score looked like it had been dragged through a hedge backwards. What I needed was a bit of help, not another headache. And Zable? They turned up like that dependable mate who doesn’t pry, just hands you a cuppa and says, “Right then, let’s get this sorted.” Why Zable gets my vote: • No Fees, No Faff I didn’t have the energy for hidden charges or pages of small print. Zable kept it refreshingly simple—no annual fee, no foreign transaction nonsense. Just a card that does what it says on the tin. • Credit Building Without the Finger-Wagging They didn’t treat me like I’d flunked some financial exam. Instead, they gave me the tools to rebuild—reporting to credit agencies, sending helpful nudges, and never once making me feel like I was being judged by some bloke in a pinstripe suit. • Flexible Payments That Actually Flex When things got tight, Zable didn’t shut the door. I could spread payments, catch my breath, and get back on track—without feeling like I’d broken some sacred banking rule. • Customer Service That’s Actually Human I had questions. They had answers. No robotic scripts, no endless hold music—just real people who seemed to genuinely give a toss. • An App That Doesn’t Make You Feel Ancient I’m not glued to my phone, but Zable’s app is a doddle. I can check my balance, chip away at payments, and see where my money’s going—all without needing a teenager to decode it for me. Reviewed on: 18th August 2025

Very good can’t fault the team better than most

Very good can’t fault the team better than most Reviewed on: 13th August 2025

Great service. Very good working

Great service. I like it and recommend it to others. Reviewed on: 31st July 2025

I have never had threatened letters as long as you k...

I have never had threatened letters as long as you keep paying your payments back Reviewed on: 27th July 2025

Zable, you’re a JOKE.

Zable, you’re a JOKE. You PROMISED a credit limit upgrade if I made 5 on-time payments. I did NINE. On time. In full. What did I get? Nothing. Not even a review. Just a rubbish £50 limit and radio silence. Even worse? That “Payment Tracker” you dangled as bait — the one that literally said “MAKE 5 PAYMENTS ON TIME FOR A £250 UPGRADE” — mysteriously VANISHED from the app the moment I complained. Convenient. Your responses? Slow, templated, robotic and utterly useless. Took 12 WEEKS to send back a load of copy-paste nonsense that didn’t even address the actual issue. You call that customer service? Meanwhile, I’ve got cards from Ocean & Capital One who actually review accounts and reward reliability. Zable? Just another “credit building” app that does NOTHING to build credit but plenty to waste your time and damage your score. Stop gaslighting customers into thinking you’re doing them a favour. I built my credit — not you. Embarrassing company. Wouldn’t recommend Zable to my worst enemy. #Zable #CreditCardScam #ZableFails #CreditTrap #AvoidZable #BadCustomerService Reviewed on: 25th July 2025

Very easy to use and can’t fault what they have to o...

Very easy to use and can’t fault what they have to offer so would recommend to others if they wanted to open up a credit card with these and the interest and payments are monthly so are affordable to me. Reviewed on: 22nd July 2025

Credit card application

Easy to use the website and the app is very easy to use and is very useful. Reviewed on: 22nd July 2025

They were helpful on the phone

They were helpful on the phone when i spoke to them. Find the app difficult to use at times but generally a good service. Reviewed on: 21st July 2025

Brilliant service and very easy to understand

Brilliant service and very easy to understand Reviewed on: 19th July 2025

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