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Zempler Bank : Business account reviews

4.75
Based on 9,889 reviews, last reviewed 20th Jun 2026
51% decrease in 5 star reviews
in the past 90 days
60% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent Bank Excellent Seevice Highly Recommend Reviewed on: 20th June 2026
Faisal Hussain 's avatar
Faisal Hussain

Latest lowest rating:

1

Our account has been playing up for the past few days. Our account has been playing up for the past few days. The inconvenience it has caused is terrible. We cannot pay our suppliers, wages payout cannot b... Read more Reviewed on: 24th April 2026
Bahar ceyhan's avatar
Bahar ceyhan

About this product

Zempler Bank offers business accounts with no monthly fees, FSCS protection, and tools for managing finances. Features include UK-based telephone support, 24/7 fraud monitoring, in-app and online banking. Zempler Bank say they are dedicated to supporting small businesses with reliable banking solutions.

This review account was formerly for Cashplus, who rebranded to Zempler Bank on 9 July 24.

If you have used Zempler Bank , please leave a review on Smart Money People so other businesses can hear about your experience.

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Zempler Bank Business account reviews (9889)

Great and easy to use

5
Easy to use app, with great communication regarding upgraded or system down time. Reviewed on: 22nd January 2026

My Business Bank since 2016, Zempler Excellence!

5
I've been a loyal customer of Zempler Bank (formerly known as Cashplus) for my business banking needs since 2016, back when it operated primarily as a prepaid card service before obtaining its full UK banking license in 2021 and rebranding in 2024. Over these 10 years, it has consistently proven to be a reliable partner for my small business operations. One of the standout aspects is the ease and efficiency of their business account features. The fast online signup process got me started quickly, and the in-app banking tools—like instant payment notifications, spending insights, and the digital receipt capture—have made managing my cash flow and expenses straightforward. For instance, being able to tag transactions, attach receipts, and generate invoices directly in the app has saved me countless hours on admin work, allowing me to focus more on growing my business. I also appreciate the ability to make cash deposits at any Post Office, which is incredibly convenient for handling petty cash without extra hassle. In terms of value, Zempler offers flexible options that suit different needs. I've used their Business Go account, which has no monthly fee, and it provides unlimited free incoming payments with just a small charge for outgoing transfers beyond the initial few. This has kept my costs low while delivering essential services like international payments and 24/7 fraud monitoring, giving me peace of mind that my funds are secure. What truly sets Zempler apart, though, is their customer service—it's excellent and genuinely helpful. Whenever I've had questions about account features or needed support with a transaction, their UK-based team has been responsive and professional, often resolving issues over the phone without long waits. Overall, Zempler Bank has evolved with my business, offering reliable, cost-effective banking that's tailored for small enterprises like mine. I highly recommend it to anyone seeking a no-nonsense business account. Reviewed on: 22nd January 2026

Very good service always helpful when I ring wouldn’...

5
Very good service always helpful when I ring wouldn’t use anyone else Reviewed on: 22nd January 2026

I took over as Director and Zempler made the handove...

5
I took over as Director and Zempler made the handover very simple and completed it quickly. The app is really handy for managing the accounts and paying invoices Reviewed on: 22nd January 2026

Good service but transfer to another account charges...

4
Good service but transfer to another account charges too much Reviewed on: 22nd January 2026

Great bank for small businesses

5
Been using Zempler since I incorporated and haven't looked back. Great bank for small businesses. Reviewed on: 22nd January 2026

Great bank with great app and service

5
Great bank with great app and service Reviewed on: 22nd January 2026

Good and Excellent Services, I’ll highly recommend

5
Good and Excellent Services, I’ll highly recommend Reviewed on: 22nd January 2026

Satisfied and will recommend to my friends based on...

5
Satisfied and will recommend to my friends based on my own experience. Love my current business account. Not had any untoward experience so far.. got some friends on business accounts at present and experiencing difficulties at times as they said on a couple of times, so yes will definitely recommend Zempler to them. Reviewed on: 22nd January 2026

Best Business Bank

5
I had issues with my credit card and got help immediately.Also there are no high monthly banking fees. Reviewed on: 22nd January 2026

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