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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

53% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Simple, straight forward, easy to use

Simple, straight forward, easy to use Reviewed on: 17th April 2025

Very Pleased

I opened a Zopa ISA in 2024 and I was so delighted by my experience that I have added the full ISA allowance for 2025 Reviewed on: 17th April 2025

Trouble free saving

Trouble free saving. Competitive interest rates. Easy web access Reviewed on: 17th April 2025

First choice for savings

The app is set up so well that everything is straightforward and intuitive. Makes all transactions quick and easy. The interest rates are excellent so Zopa is now my first choice for savings. Reviewed on: 17th April 2025

Easy to use, excellent app , great savings in Compar...

Easy to use, excellent app , great savings in Comparison to high street banks Reviewed on: 17th April 2025

Excellent customer service.

Excellent customer service. Very accessible app. Good rate of interest on the cash ISA. Excellent communication from Zopa. Reviewed on: 17th April 2025

A good account.

A good account. Easy to open and operate and a good rate of interest. Reviewed on: 17th April 2025

Competitive savings rates generally.

There appears to be no secure messaging in the app. This makes messaging messy. The products can be competitive but as with all interest rates they are dropping. The app could be more logical, especially as far as paying to external accounts is concerned. Overall, a good experience. Reviewed on: 17th April 2025

Easy to open an account, easy to navigate the site a...

Easy to open an account, easy to navigate the site and competitive interest rates. Reviewed on: 17th April 2025

Very efficient in online banking.

Very efficient in online banking. My experience with Zopa has been exceptional from start to finish.Would definitely recommend such a smooth transition and great saving rates. Reviewed on: 17th April 2025

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