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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
53% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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4%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Easy to us and clear concise statements

5
Easy to use and clear concise statements Reviewed on: 17th April 2025

Everything with Zopa is easy, I would recommend it,...

5
Everything with Zopa is easy, I would recommend it, customer service brilliant and the App is easy to use. Reviewed on: 17th April 2025

Easy to open, easy to access, great information on app.

5
Easy to open, easy to access, great information on app. Reviewed on: 17th April 2025

Extarordinary Services

5
Since I started with ZOPA, I have found not only a bank, but a way of getting my savings rewarded, in very unique and fantastic way. As far as my knowledge goes, no other bank offered better. I have requested support several times and all sorted immediately. Support in several areas like regain mobile access to my account, loans, Credit Card management... All perfectly answered in a friendly and professional manner. Reviewed on: 17th April 2025

Excellent range of products and customer service

5
Excellent range of products and customer service Reviewed on: 17th April 2025

Perfect provider

5
The app works perfectly every time which is unusual Reviewed on: 16th April 2025

Great Bank

5
Very easy to operate and transfer money from one a/c to another also the website is dream to use. Reviewed on: 16th April 2025

Excellent App

5
Advanced and easy to use App, enabling swift transfers between various savings pots Reviewed on: 16th April 2025

A good interest rate and flexibility with the accoun...

5
A good interest rate and flexibility with the account because, should it be necessary, I can withdraw money and repay it in the same tax year. Reviewed on: 16th April 2025

Great rate on the cash isa.

5
Great rate on the cash isa. Extremely easy to manage my money and monitor interest paid. The Zopa app is very easy to navigate and has proved to be very reliable. Money withdrawal is easy and is executed by Zopa very quickly. Money paid in appears in my primary savings account almost immediately and is incredibly easy to move from pot to pot. Reviewed on: 16th April 2025

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