Write a review

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (664 reviews)

View other Zopa products

4.96

Based on 664 reviews, last reviewed 1st Mar 2025

42300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Easy to setup, easy to use, helpful and polite servi... Easy to setup, easy to use, helpful and polite service, manageable app, makes it easy to save. Reviewed on: 1st March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

Read all reviews Write a review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Cash ISA reviews (664)

Great to use.

Great to use. The GUI is very clear. Reviewed on: 13th January 2024

Increase interest to get no1 spot

ISA 5.08% if interest was higher maybe higher review Reviewed on: 13th January 2024

ISA transfer

Swift and easy ISA transfer all through the app and no fussy form filling Reviewed on: 11th January 2024

Opening accounts-straightforward....being ID'd not so.

Opening accounts are very straightforward and quick. Their interest rates are right up there at the top and is the main reason I bank with them. My only gripe is, when I transferred an ISA account I held elsewhere into ZOPA, I didn't know how much of my annual limit I had left. I went onto their CHAT facility, where they proceeded to ask me ID questions. I don't have to do this with my other Banks, which seems appropriate, as I've been technically ID'd by using my log in details to access the app. The questions they asked me were a little ridiculous. They wanted to know when I'd opened my account. Like most people, over time, they are not going to remember this. I Hazarded a guess between certain months of a year and was told I'd failed. Later on after looking up when I had opened the account I discovered I was correct with my answer. So I suppose unless you get it spot on,youve got no chance. Oh well. Rates are good though and the app is quick. Reviewed on: 10th January 2024

So easy to deal with and link accounts.

So easy to deal with and link accounts. Accessible app and easy to understand. Great interest rates. Reviewed on: 10th January 2024

Like the app easy to use and see your money

Like the app easy to use and see your money Reviewed on: 10th January 2024

Excellent and fast service.

Excellent and fast service. Simple to use. Reviewed on: 9th January 2024

So easy to use.

So easy to use. Open new accounts. Transfer money. Fast transfers too. Reviewed on: 9th January 2024

Great rates, easy to use and fun to navigate.

Great rates, easy to use and fun to navigate. Reviewed on: 9th January 2024

Amazing service across all products

Amazing service across all products Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from Ulster Bank 4.40 from 2 reviews
Junior ISA
from Moneybox app 4.97 from 15 reviews
Cash ISA
from Zurich 0.00 from 0 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub