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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1451 reviews)

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4.95

Based on 1,451 reviews, last reviewed 22nd Jan 2026

18300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use on the go with the app I have used Zopa for a few years now and find their app very easy and straightforward to use. I have had both loans and savings accounts and it is so... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1451)

All round great, my fiancee now uses Zopa

All round great, my fiancee now uses Zopa Reviewed on: 28th February 2025

A great savings ISA

I have had an account withZopa for over one year and have had no difficulties with it whatsoever. Reviewed on: 28th February 2025

Top ISA.

Top interest rate for an easy access ISA. Reviewed on: 28th February 2025

Easiest online app for banking to use

User error on opening my account but they were very helpful and patient. With that sorted, I’ve opened up 2 accounts one being their ISA, so easy to track your savings. Reviewed on: 28th February 2025

Easy app to use good communication with customers

Easy app to use good communication with customers Reviewed on: 28th February 2025

Great rates, great app.

Great rates, great app. Very satisfied. Reviewed on: 28th February 2025

Nice people to do business with

Great savings rates and easy to access account Reviewed on: 28th February 2025

So easy to use

So easy to use especially for older people who find some of the banking apps very complicated. Clear and concise. Very pleased to have joined Zopa I have always used the big 4 previously and found them much more complicated to navigate and their returns very poor. Reviewed on: 28th February 2025

So easy to move money around your accounts.

So easy to move money around your accounts. Reviewed on: 28th February 2025

Good rates that don’t keep changing, good range of p...

Good rates that don’t keep changing, good range of products Reviewed on: 28th February 2025

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