Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,533 reviews, last reviewed 9th Mar 2026
25800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026
Holger Schulz's avatar
Holger Schulz

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1533)

Great app and interest rates!!

5
Great app and interest rates. Fast and efficient service. Thank you. Reviewed on: 1st March 2025

Never any problems.

5
Never any problems. Competitive rates. Reviewed on: 1st March 2025

What all ISA providers should be like

5
Very easy to set up accounts and manage then with instant transfers in and out so easy to do and no forcing you to change ISA provide each year as they give existing and new customers the same rates. Customer service has always been great too, everything a financial service provider should be. Reviewed on: 1st March 2025

Quick and Easy Banking with good rates

5
I found Zopa to be the best choice for quick and easy savings with good rates. The ability to have a boosted pot and a cash ISA is great. Reviewed on: 1st March 2025

Zopa was set up in a few click, the app is great and...

5
Zopa was set up in a few click, the app is great and the rates were the best on the market. Reviewed on: 1st March 2025

Excellent

5
Excellent service easy to use app. Reviewed on: 1st March 2025

Great rates easy system

5
Great rates easy system to use does what it says Reviewed on: 1st March 2025

Excellent service and rates

4
Excellent service and rates, shame they no longer do P2P. Reviewed on: 1st March 2025

Primary and ISA account .

5
Very easy to move money/transfer money . The app is easy to navigate and use . Good interest rates and plenty of different products to fulfil your needs. Reviewed on: 1st March 2025

It is so easy to use and the app is very informative.

5
It is so easy to use and the app is very informative. It is also helpful of things that can help your savings goals. Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5936 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8039 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43457 reviews
    Zopa
    View all products