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Zopa: Cash ISA reviews

4.95
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Great banking service!

5
Convenient, straight-forward banking with good interest rates - the app is great and facilitates easy management of finances. Reviewed on: 17th January 2025

It is easy to open accounts with Zopa and the intere...

5
It is easy to open accounts with Zopa and the interest rates are always very competitive. The app. is to access and you can move money to different pots. Reviewed on: 17th January 2025

One of the very best saver providers we have experie...

5
One of the very best saver providers we have experienced. Very easy to use and protected by government. Reviewed on: 17th January 2025

ISA - unclear how to put them all in one account

4
My ISAs seem to ve all separated out - I would like to amalgamate them but not sure how. Reviewed on: 17th January 2025

App easily accessible.

5
App easily accessible. decent interest. Reviewed on: 17th January 2025

Great interest rates, easy to use app on mobile devi...

5
Great interest rates, easy to use app on mobile devices, very accessible and quick to transfer funds between accounts. Reviewed on: 17th January 2025

Clear information presented in a fresh way

5
Interest rates are made very clear and regularly updated, so the impact is kept current. Extremely easy transfer money in and out of the accounts. Reviewed on: 17th January 2025

Easy to use app.

5
Easy to use app. Setting up the ISA was easy and interest rates are good Reviewed on: 17th January 2025

Competitive interest rates & efficient way of managi...

5
Competitive interest rates & efficient way of managing my account Reviewed on: 17th January 2025

I have never been disappointed

5
I have never been disappointed with services and speed of tasks. Reviewed on: 17th January 2025

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