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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

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Zopa Cash ISA reviews (1546)

Great rates, simple to apply and use. Positive.

5
Simple application, easy to move money around, decent rates, not only on ISA but also other savings and they are looking at other ways to offer services too. Reviewed on: 5th March 2025

Excellent products and service

5
Excellent service and products, great app and easy to use, happy customer Reviewed on: 5th March 2025

Easy to use app

5
Very user friendly & easy to use app Reviewed on: 5th March 2025

Zopa app is easy to use.

5
Zopa app is easy to use. It is very straight forward Reviewed on: 4th March 2025

Always keep me informed when things change.

5
Always keep me informed when things change. Reviewed on: 4th March 2025

Good for all

5
Easy to use - straight forward Ap Reviewed on: 3rd March 2025

Very easy to access and manage my savings as the are...

5
Very easy to access and manage my savings as the are all within the same app Reviewed on: 3rd March 2025

Great Rates of Investment

5
The cash Isa is a great account because you get an excellent rate on your investment and you also can take money out when necessary. Reviewed on: 3rd March 2025

Great app, easy to use and flexible.

5
Great app, easy to use and flexible. Very competitive interest rates Reviewed on: 3rd March 2025

Soap ease of use

5
I found soap extremely easy to set up and transfers are also easy from other bank accounts. Impressed with the interest rate compared to others. Reviewed on: 3rd March 2025

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