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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to set up with great service and easy to...

Easy to set up with great service and easy to use Reviewed on: 15th January 2025

Brilliant

Brilliant service..easy app access Reviewed on: 15th January 2025

smooth journey

From start to finish it has been a smooth journey with any queries answered with a fast response Reviewed on: 15th January 2025

Positive experience

Always had a positive experience when using the App Reviewed on: 15th January 2025

the app is good and easy to use

the app is good and easy to use and will let you know when to can have a credit increase Reviewed on: 15th January 2025

Excellent

Excellent service and easy to apply for credit card Reviewed on: 15th January 2025

Very efficient service and good support

Very efficient service and good support Reviewed on: 15th January 2025

Easy to use app

App really easy to use - this is really helpful when using card and paying off credit card. Reviewed on: 15th January 2025

Easy and smooth.

Easy and smooth. A good experience with Zopa. Reviewed on: 15th January 2025

Love the card it's been great building my credit his...

Love the card it's been great building my credit history Reviewed on: 15th January 2025

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