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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

very happy with zopa, good company to work with and...

very happy with zopa, good company to work with and happy with repayment and would benefit lot's of people Reviewed on: 15th January 2025

Very satisfied helped me a lot every thing so easy g...

Very satisfied helped me a lot every thing so easy got a car loan my credit rating very poor Reviewed on: 15th January 2025

Smooth and easy process can’t speak highly enough ab...

Smooth and easy process can’t speak highly enough about the service Reviewed on: 15th January 2025

100% Perfect as you give people a chance to dance cl...

100% Perfect as you give people a chance to dance close to financial freedom Reviewed on: 15th January 2025

Just quick and easy to apply and fast postage

Just quick and easy to apply and fast postage Reviewed on: 15th January 2025

Very happy with all aspects when contacting Zopa and...

Very happy with all aspects when contacting Zopa and excellent service Reviewed on: 15th January 2025

All good

Very happy with everything very friendly and happy to help in anyway Reviewed on: 15th January 2025

Exelent customer service

Exelent experience ‘ good rates ‘exelent customer service easy app to use ‘ would highly recommend zopa Reviewed on: 15th January 2025

Great card

I've had a few cards down the years but zopa is hassle free and the app is simple to understand and navigate Reviewed on: 15th January 2025

Best card

been very pleasant never had a problem with it n very good Reviewed on: 15th January 2025

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