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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Smooth and easy process can’t speak highly enough ab...

Smooth and easy process can’t speak highly enough about the service Reviewed on: 15th January 2025

100% Perfect as you give people a chance to dance cl...

100% Perfect as you give people a chance to dance close to financial freedom Reviewed on: 15th January 2025

Just quick and easy to apply and fast postage

Just quick and easy to apply and fast postage Reviewed on: 15th January 2025

Very happy with all aspects when contacting Zopa and...

Very happy with all aspects when contacting Zopa and excellent service Reviewed on: 15th January 2025

All good

Very happy with everything very friendly and happy to help in anyway Reviewed on: 15th January 2025

Exelent customer service

Exelent experience ‘ good rates ‘exelent customer service easy app to use ‘ would highly recommend zopa Reviewed on: 15th January 2025

Great card

I've had a few cards down the years but zopa is hassle free and the app is simple to understand and navigate Reviewed on: 15th January 2025

Best card

been very pleasant never had a problem with it n very good Reviewed on: 15th January 2025

My family and me LOVE it good app, easy to use.

My family and me LOVE it good app, easy to use. Reviewed on: 15th January 2025

I love the card just wish my credit card would go up...

I love the card just wish my credit card would go up it is a cheap card and it's brilliant Reviewed on: 15th January 2025

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