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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good service.

Very good service. Everything was straight forward and easy. It would be nice to have had a bit more of a balance. A higher first time credit limit. Overall very happy. I will recommend to my family and friends. Reviewed on: 15th January 2025

Simple and easy to use.

Simple and easy to use. Online banking is much easier to use and all answers are normally there in black and white. Reviewed on: 15th January 2025

Always quality company

Always there to help. Always on hand to answer any questions. Reviewed on: 15th January 2025

Excellent transaction, they are the best

Excellent transaction, they are the best Reviewed on: 15th January 2025

Great for credit building highly recommend

Great for credit building highly recommend Reviewed on: 15th January 2025

No issues with Zopa, good service.

I haven’t had any issues with Zopa and so haven’t had to speak to customer service but correspondence on other areas have always been good. Reviewed on: 15th January 2025

Totally Awesome

They are awesome helped me when I needed them Reviewed on: 15th January 2025

brilliant experience with Zopa Credit card

brilliant experience with Zopa Credit card Reviewed on: 15th January 2025

Good customer service

Easy to access, good customer service. Issues are addressed promptly. Payment pattern is customer friendly. When I started using zopa credit card it was a wonderful experience, payment was easy. When I had a little challenge with the card, the customer service responded on time and the issue was resolved. Zopa credit card is worth trying and you will not regret. Reviewed on: 15th January 2025

No problems at all but I am a reasonably new customer.

No problems at all but I am a reasonably new customer. Reviewed on: 15th January 2025

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