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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

The people's choice

Fast efficient and on the ball for payment Reviewed on: 15th January 2025

Always get reminders and notifications to help stay...

Always get reminders and notifications to help stay on top credit card so very helpful Reviewed on: 15th January 2025

easy to set up an account, and the staff are great

So quick and easy to set up an account, and the staff are so helpful and friendly, highly recommend to anyone. Reviewed on: 15th January 2025

Fantastic credit card for improving credit rating

This credit card has been a great way to improve my credit rating. The app is very easy to use , never had any issues . Would definitely recommend to anyone thanks zopa Reviewed on: 15th January 2025

Just a great alround experience.

Just a great alround experience. Reviewed on: 15th January 2025

Excellent credit card

They gave me a credit card when no one else would. The app is very easy to navigate and you can pay when ever you want. You get reminders to make payments which I find extremely useful and they are very good at responding g to queries. They treat you like a human Reviewed on: 15th January 2025

Outstanding support and always helpful.

Outstanding support and always helpful. Reviewed on: 15th January 2025

Excellent Service.

Excellent Service. Always Professional and helpful. Reviewed on: 15th January 2025

Zopa is easy to manage, informative and allows me to...

Zopa is easy to manage, informative and allows me to keep an eye on my financial health, all from the app. Easy to understand statements, no hidden fees or charges. Hreat security on the card too, asking for PIN entry more often than other cards. Reviewed on: 15th January 2025

It was very simple and quick to apply for my credit...

It was very simple and quick to apply for my credit card. Reviewed on: 15th January 2025

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