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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa have been great.

Zopa have helped me increase my credit score and helped me manage my money better Reviewed on: 15th January 2025

Great app

Easy to apply and app is great, I even set up a normal account Reviewed on: 15th January 2025

Easy to use and clear communication.

Easy to use and clear communication. Reviewed on: 15th January 2025

Managed to get approved even with low credit score.

Managed to get approved even with low credit score. Many thanks Zopa! Reviewed on: 15th January 2025

Quick and easy application.

Quick and easy application. Easy to use and good app Reviewed on: 15th January 2025

Good company but you have not raised my limit in two...

Good company but you have not raised my limit in two years Reviewed on: 15th January 2025

Got the card to improve my credit score.

Got the card to improve my credit score. User friendly app, clear and understandable statements and excellent customer service. Reviewed on: 15th January 2025

Extremely reliable credit card with good interest ra...

Extremely reliable credit card with good interest rates Reviewed on: 15th January 2025

My experience has been just above average for this c...

My experience has been just above average for this credit card . Reviewed on: 15th January 2025

Zopa has all your financial solutions

Very easy to use.App very easy to use,easy to navigate,plenty of tips and solutions to help with your finances. Reviewed on: 15th January 2025

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