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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

It was a quick application and even quicker on getti...

It was a quick application and even quicker on getting a decision Reviewed on: 15th January 2025

Great card

Always reliable, Zopa is a great card to have, never had a problem, would recommend it, customer service is also great Reviewed on: 15th January 2025

I love it

I love it but do.t get. Credit upped. Dry often Reviewed on: 15th January 2025

Easy to use easy application great person service re...

Easy to use easy application great person service recommended to my family and friends Reviewed on: 15th January 2025

I am verry happy with Zopa,I Can use it everywhere

I am verry happy with Zopa,I Can use it everywhere Reviewed on: 15th January 2025

Was easy to apply, affordable repayments, monthly re...

Was easy to apply, affordable repayments, monthly reminders makes it easier to pay in time Reviewed on: 15th January 2025

All round great company and the app is brilliant

All round great company and the app is brilliant Reviewed on: 15th January 2025

Overall brilliant service would definitely recommend...

Overall brilliant service would definitely recommend to family and friends Reviewed on: 15th January 2025

Zopa has been the easiest credit card I have had, ex...

Zopa has been the easiest credit card I have had, excellent online account which is easy to navigate. One of the best cards for communication Reviewed on: 15th January 2025

Great company to deal with and a great card to have...

Great company to deal with and a great card to have in your wallet Reviewed on: 15th January 2025

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