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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

It's quite easy to use Zopa Credit Card, especially...

It's quite easy to use Zopa Credit Card, especially if you want to purchase good online or transfer money to your friends, families. Reviewed on: 15th January 2025

Easy to apply

Easy to apply came very quickly benefit from the app Reviewed on: 15th January 2025

Quick and easy experience with no hidden expenses

Quick and easy experience with no hidden expenses Reviewed on: 15th January 2025

easy and smooth process to apply

easy and smooth process to apply Reviewed on: 15th January 2025

Great credit card, great app, great interest rate .

Great credit card, great app, great interest rate . Reviewed on: 15th January 2025

Great banking app nice people to do business with

Great banking app nice people to do business with Reviewed on: 15th January 2025

Great customer servis very helpful

Great customer servis very helpful Reviewed on: 15th January 2025

User friendly credit card , excellent app

User friendly credit card , excellent app Reviewed on: 15th January 2025

Good experience

All good start to finish from recovering my card until now Reviewed on: 15th January 2025

Great company love doing my money business with them.

Great company love doing my money business with them. Reviewed on: 15th January 2025

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