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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great customer service and quick response.

Great customer service and quick response. Reviewed on: 15th January 2025

Never let me down always available never to much tro...

Never let me down always available never to much trouble Reviewed on: 15th January 2025

Fraudulent activity on my account and Zopa acted bef...

Fraudulent activity on my account and Zopa acted before I even had chance! Excellent service Reviewed on: 15th January 2025

Nice one and fast approval.

Nice one and fast approval. Swap the new card in few days, after I lost it. Reviewed on: 15th January 2025

Brilliant cant complain very easy

Brilliant cant complain very easy Reviewed on: 15th January 2025

Well pleased with the service and helpfulness

Well pleased with the service and helpfulness Reviewed on: 15th January 2025

I have never had an issue with your service am happy...

I have never had an issue with your service am happy with it find it a really easy to manage Reviewed on: 15th January 2025

Very friendly and professional customer service

Very friendly and professional customer service Reviewed on: 15th January 2025

Zopa have been great.

Zopa have helped me increase my credit score and helped me manage my money better Reviewed on: 15th January 2025

Great app

Easy to apply and app is great, I even set up a normal account Reviewed on: 15th January 2025

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