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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good provider.

Good provider. No issues at all. Reviewed on: 15th January 2025

Very easy to apply Done in minutes

Very easy to apply Done in minutes Reviewed on: 15th January 2025

A good company, I recommend it to everyone.

A good company, I recommend it to everyone. Reviewed on: 15th January 2025

Great service app is great to use and very easy...

Great service app is great to use and very easy Reviewed on: 15th January 2025

I've had no problems what so ever and I'm now waitin...

I've had no problems what so ever and I'm now waiting for my credit limit to be increased Reviewed on: 15th January 2025

Absolutely Fantastic!

Absolutely fantastic. Great getting back in touch with you about queries such as using your card abroad. Staff are very friendly and polite and super useful. Reviewed on: 15th January 2025

Review zopa

Good quick service helpful staff easy app Reviewed on: 15th January 2025

A very Good Card with great benefits

I find the card easy to use and with competitive rates, plus their app provide easy instructions and make you feel confident in your transitions. Secondly I am always offered new way to use the card. Reviewed on: 15th January 2025

Very easy to navigate the site.

Very easy to navigate the site..easy to apply..quick answers and advice..quick to respond to any problems. Reviewed on: 15th January 2025

Very easy process and great communication

Very easy process and great communication Reviewed on: 15th January 2025

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