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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa rated

Always had a good experience with Zopa and the app is so easy to navigate Reviewed on: 15th January 2025

Highly recommended

I have nothing but positive experiences since fanning a Zable credit card. I know it is there to use when I really need it. Reviewed on: 15th January 2025

Always had great service excellent

Always had great service with you guys Reviewed on: 15th January 2025

Credit Card I would rate A1.

Best credit card I have ever had, never had any problems so far and I have been delt with fairly and with respect. I would recommend your company to anyone. Thank you. Reviewed on: 15th January 2025

I loved since Q I was accepted the credit card.

I loved since Q I was accepted the credit card. It is easy to pay and take money and very easy to make payments every month has an app Q explains everything Q is easier your life. Reviewed on: 15th January 2025

Very useful.

Easy to apply, it came quickly when I really need it. Reviewed on: 15th January 2025

Very Professional

Very helpful and professional attitude. Let you know exactly how you are using their credit card and ways to help you get the most out of your credit card. ABSOLUTELY BRILLIANT keep it up. Best product I ever got. You will not go wrong using Zopa. Reviewed on: 15th January 2025

It was extremely easy to apply and everything went v...

It was extremely easy to apply and everything went very smoothly. Reviewed on: 15th January 2025

So easy and smooth process to apply.

So easy and smooth process to apply. Easy to make repayments Reviewed on: 15th January 2025

Very good and positive experience

Very good and positive experience Reviewed on: 15th January 2025

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