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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Excellent company would recommend to anyone

Excellent company would recommend to anyone Reviewed on: 15th January 2025

A Credit Card made simple with a great App easy...

A Credit Card made simple with a great App easy to use Reviewed on: 15th January 2025

brilliant App so easy to use and navigate through

brilliant App so easy to use and navigate through Reviewed on: 15th January 2025

Zopa is cool

Zopa is my best CHOICE for a credit card Reviewed on: 15th January 2025

Very contented with the service happy to spread the...

Very contented with the service happy to spread the word about your services to friends & family. Reviewed on: 15th January 2025

I have had no problem using my card and as long as y...

I have had no problem using my card and as long as you make your payment on time its easy to pay off the app is easy to use also Reviewed on: 15th January 2025

Fantastic bank and customer service

Fantastic bank and customer service Reviewed on: 15th January 2025

I have had issues with fraud and I have been able to...

I have had issues with fraud and I have been able to contact someone easily and ordered a new card with minimal fuss Reviewed on: 15th January 2025

Easy to use

The app is well laid out, & easy to use. Reasonable interest rates. No issues so far. Reviewed on: 15th January 2025

Positive use of the app, easy to use,

Positive use of the app, easy to use, Reviewed on: 15th January 2025

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