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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy to apply and very easy to use

Easy to apply and very easy to use. Great card by a great company. Highly recommend. Reviewed on: 15th January 2025

Zapa is good credit company and it help me alot...

Zapa is good credit company and it help me alot Reviewed on: 15th January 2025

Good.. i reverse new card

Good. But still no refund. Some body used my .card. please refund! £29.99.Please refund. Thanks Reviewed on: 15th January 2025

Very helpful if an emergency great app easy to under...

Very helpful if an emergency great app easy to understand good communication Reviewed on: 15th January 2025

Nothing to tell I only use appspp

Nothing to tell I only use spp to talk with agent Reviewed on: 15th January 2025

John Manchester

Easy to you app, customer communication Excellent. Reviewed on: 15th January 2025

Very easy to use and helpful.

Very easy to use and helpful. The app is very aesthetic and they offer good rates on loans and credit cards. Would recommend for all my friends and family Reviewed on: 15th January 2025

I find the app really easy to use and have had no is...

I find the app really easy to use and have had no issues Reviewed on: 15th January 2025

Easy to apply for, quick to be delivered the respons...

Easy to apply for, quick to be delivered the response was really fast. Reviewed on: 15th January 2025

No issues easy to use and control good app

No issues easy to use and control good app Reviewed on: 15th January 2025

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