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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Always good with zopa, good in there service

Always good with zopa, good in there service Reviewed on: 15th January 2025

Very good customer service and rates, easy access to...

Very good customer service and rates, easy access to the app Reviewed on: 15th January 2025

Good credit control,

Good credit control, not pushing extra spending power on you . Affordable Reviewed on: 15th January 2025

So easy, So Quick and SOOOO Helpful!

Everything is so easy on the app - And its clear how and when payments will be - the Snooze feature is amazing if it doesn't align to when pay day is or money comes in late! love it Reviewed on: 15th January 2025

PAS_First_Review

Easy to use, no hassle, easy ways to pay. Reviewed on: 15th January 2025

Good for me and half full for my family

Good for me and half full for my family Reviewed on: 15th January 2025

Everything is good.

Everything is good. I love Zopa. Reviewed on: 15th January 2025

Zopa is the best credit card in uk its very helpful...

Zopa is the best credit card in uk its very helpful and care customer.thanks zopa team Reviewed on: 15th January 2025

A card for the unexpected

At the time I had no money, I had been helping my daughters out, I was expecting some money through and the card got me through till I received it. Reviewed on: 15th January 2025

Very satisfied

I’m very happy with Zopa,with the services received Reviewed on: 15th January 2025

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