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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Always very helpful easy app to use

Always very helpful easy app to use Reviewed on: 15th January 2025

Excellent service and product, would definitely reco...

Excellent service and product, would definitely recommend. Never had a problem with using my card or obtaining information Reviewed on: 15th January 2025

Fast and efficient service with user friendly apps I...

Fast and efficient service with user friendly apps I would have no problem recommending them to family and friends Reviewed on: 15th January 2025

Great card

Always helpful and easy app - building my credit rating and you gave me that chance Reviewed on: 15th January 2025

So easy and user friendly.

So easy and user friendly, brilliant service and fast. Brilliant service, all the staff I have been in touch with have been fantastically helpful and friendly. I can honestly say this is oone of the best services I have come across Reviewed on: 15th January 2025

Very reliable and it's the place for banking

Very reliable and it's the place for banking Reviewed on: 15th January 2025

Friendly use app, instant transactions.

Friendly use app, instant transactions. Great experience Reviewed on: 15th January 2025

Zopa has helped me get back on my feet and increase...

Zopa has helped me get back on my feet and increase my credit score , no hassle no stress and everything on the app that works perfect. Reviewed on: 15th January 2025

No problems.

No problems. Easy to use. Simple App easy to understand. Reviewed on: 15th January 2025

Excellent experience with this company would definit...

Excellent experience with this company would definitely recommend this to my friends and family easy application process and very quick decision with application process and receiving card Reviewed on: 15th January 2025

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