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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

New customer

Really easy to use and manage.Easy set up and quick turnaround. Reviewed on: 15th January 2025

I find out about Zopa bank in a very difficult situa...

I find out about Zopa bank in a very difficult situation and with them I have resolved a financial situation. I m grateful to them and I strongly recommend them to anyone that is in financial difficulties Reviewed on: 15th January 2025

Zopa is so reliable and easy to use, helps put money...

Zopa is so reliable and easy to use, helps put money worries aside by helping with budgets Reviewed on: 15th January 2025

velmi dobre a spokojnyvelmi dobre a spokojny

velmi dobre a spokojnyvelmi dobre a spokojny Reviewed on: 15th January 2025

Very quick approval and easy to used it!

Very quick approval and easy to used it! Reviewed on: 15th January 2025

The best credit card.

The best credit card.Never have any issue Reviewed on: 15th January 2025

Good times

Great company easy to use very quick and easy site Reviewed on: 15th January 2025

Everything is okay Good

Everything is okay I got it with bad credit score I am happy Reviewed on: 15th January 2025

User Friendly App

Zopa are easy to contact, a great user friendly app with tips on how to improve your credit. Easy to view statements and options to make repayments Reviewed on: 15th January 2025

good service and easy to use im very happy with...

good service and easy to use im very happy with you Reviewed on: 15th January 2025

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