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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa number 1

Never had a problem with card or payments clear you balance done on the app within minutes couldn't ask for a better card Reviewed on: 6th March 2026

Managing My Credit Card Has Never been easier

Excellent credit card with a very user-friendly app. The features are clear, fees are transparent, and managing spending is really easy. Highly recommend. I’m really impressed with the Zopa credit card. The application process was quick and straightforward, and the mobile app makes it very easy to manage everything—from checking transactions to setting payment options. I like how transparent the fees and terms are, and the overall experience feels modern and reliable. It’s refreshing to see a financial product that’s designed with the user in mind.” Reviewed on: 6th March 2026

Easy to use App.

Easy to use App which means you have full control at all times. Reviewed on: 6th March 2026

Never had any issues really but had issues with othe...

Never had any issues really but had issues with other zoos products and helped very well Reviewed on: 6th March 2026

Very good straight forward process

Very good straight forward process Reviewed on: 6th March 2026

Good company and I’m a happy costumer :)

Good company and I’m a happy costumer :) Reviewed on: 6th March 2026

Amazing simple service with great credit limit can n...

Amazing simple service with great credit limit can not fault them Reviewed on: 6th March 2026

Excellence

Customer service is very excellent Reviewed on: 6th March 2026

Super zopa

I found Zopa very helpful in my experience. Reviewed on: 6th March 2026

Good deal.

No nonsense. Straightforward ways of dealing with money matters. Reviewed on: 6th March 2026

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