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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have only experienced excellent service friendly a...

I have only experienced excellent service friendly and helpful Reviewed on: 7th March 2026

Easy to use app and no issued with the service...

Easy to use app and no issued with the service Reviewed on: 7th March 2026

No hassle, easy app to use total visibility

No hassle, easy app to use total visibility Reviewed on: 7th March 2026

Great all round company

Clear and transparent services, easy to use and very informative. Reviewed on: 7th March 2026

Great bank with good incentives to make you use the...

Great bank with good incentives to make you use the bank over other banks Reviewed on: 7th March 2026

The card is good to use quick and easy

The card is good to use quick and easy Reviewed on: 7th March 2026

Very easy to understand and great service.

Very easy to understand and great service. Reviewed on: 7th March 2026

I struggled with credit for a long time.

I struggled with credit for a long time. Zopa have been amazing and helped when no one else would. I definitely recommend you give them a try Reviewed on: 7th March 2026

Just a very easy stress free credit card

Just a very easy stress free credit card Reviewed on: 7th March 2026

The helpful card

I find Zopa app very easy to use and if I have any questions I get a reply straight away and always with a good outcome. Reviewed on: 7th March 2026

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