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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Ionline accountt's easy to operate the account online

It's easy to operate the account online Reviewed on: 5th March 2024

Super Zopa

Since having Zopa credit card I have had no issues and I am always kept up to date regarding products and services available Reviewed on: 5th March 2024

Easy set up and easy access to your account Good com...

Easy set up and easy access to your account Good communication Reviewed on: 5th March 2024

Build Credit File

Help to build my credit file up. Help me to look at savings Reviewed on: 5th March 2024

Always helpful, decent rates, handy app and reminders

Always helpful, decent rates, handy app and reminders Reviewed on: 5th March 2024

The app device is very simple to use

The app device is very simple to use Reviewed on: 5th March 2024

I choose Zopa as I wanted a credit card to help buil...

I choose Zopa as I wanted a credit card to help build my credit score. And not be exposed to extremely high interest rates. These guys ticked all the boxes, and on top of this their customer service is superb. Reviewed on: 5th March 2024

So easy and straightforward and very helpful

So easy and straightforward and simple to use and understand Reviewed on: 5th March 2024

I was able to pay some bills and pay my card off wit...

I was able to pay some bills and pay my card off with thanks to zopa Reviewed on: 5th March 2024

It was easy to apply and when I got it everything i...

It was easy to apply and when I got it everything i needed was there great company Reviewed on: 5th March 2024

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