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Zopa: Credit card reviews

4.94
Based on 43,478 reviews, last reviewed 14th Mar 2026
155000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great company happy customer Easy to use app, great products and good customer service Reviewed on: 14th March 2026
Helen Newbon's avatar
Helen Newbon

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43478)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to deal with.

5
Easy to deal with. Have absolutely no complaints. Reviewed on: 6th March 2026

Simply Superb

5
Simply a superb service at all times. Reviewed on: 6th March 2026

Zopa card

5
Easy application, easy app well directed. Email when payment due and being taken from bank. Everything explained easily so you know exactly where you are Reviewed on: 6th March 2026

Not bad but not increasing limit.

5
Not bad but not increasing limit. Reviewed on: 6th March 2026

Excellent customer service and app

5
Excellent customer service amazing and simple app and paying is so quick and simple Reviewed on: 6th March 2026

Best interest rates around and the app is great to u...

5
Best interest rates around and the app is great to use and easy to navigate Reviewed on: 6th March 2026

Quick, safe, easy to apply.

5
Quick, safe, easy to apply. Couldn't ask for more Reviewed on: 6th March 2026

So helpful and recommended easy to get in touch with

5
So helpful and easy to get in touch with Reviewed on: 6th March 2026

So good experience zopa credit card good service zop...

5
So good experience zopa credit card good service zopa credit card 10 review Reviewed on: 6th March 2026

Very easy to use app and excellent customer service...

5
Very easy to use app and excellent customer service online and on the phone Reviewed on: 6th March 2026

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