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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

great service

really good card No fuss, no trouble at all, very easy to use. Reviewed on: 6th March 2026

Amazing service

.nice website good customer service Reviewed on: 6th March 2026

Easy to apply and great rates.

Easy to apply and great rates. Good app and easy to use Reviewed on: 6th March 2026

Easy application

Easy that's how I would describe it Reviewed on: 6th March 2026

Zopa are top-notch.

Zopa respond time to issues that arises are top-notch. Reviewed on: 6th March 2026

Excellent in all ways the app and payments

Excellent in all ways the app and payments Reviewed on: 6th March 2026

The credit card is amazing any problem you’ve got th...

The credit card is amazing any problem you’ve got they are very helpful Reviewed on: 6th March 2026

Happy with Zopa

Been with Zopa for a couple of years now never had any problems at all Reviewed on: 6th March 2026

Zopa dose not ncrease their customers cards limit.

Zopa dose not ncrease their customers cards limit. Which for me I think that's poor. Reviewed on: 6th March 2026

Very good and easy to use,

Very good and easy to use, the app is very SECURED Reviewed on: 6th March 2026

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