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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

So simple and straightforward to deal with. Loan was approved in seconds and the money was instant Reviewed on: 6th March 2026

Helpful and quick to apply

zopa has been helpful ... quick to apply and friendly user Reviewed on: 6th March 2026

Sensible lending.

Sensible lending. Great tools to manage my money better. Great choice of competitive accounts. Reviewed on: 6th March 2026

amazing .

amazing .helps get your credit score up if used correctly Reviewed on: 6th March 2026

Its a good credit card company the card is good ie c...

Its a good credit card company the card is good ie colour presentation Reviewed on: 6th March 2026

Five star

Great customer service and products to choose Reviewed on: 6th March 2026

So far it’s working well and would recommend

So far it’s working well and would recommend Reviewed on: 6th March 2026

Best credit card..

Zopa app easy to use & accessible 24/7 Reminder for monthly payments sent in plenty of time. Would definitely recommend. Reviewed on: 6th March 2026

Not much to say other than very good.

Not much to say other than very good. Zopa Card has served me perfectly. Reviewed on: 6th March 2026

Very accessible and Zopa has a wide range of differe...

Very accessible and Zopa has a wide range of different services that they offer. Easy to use app Reviewed on: 6th March 2026

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