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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Customer service is outstanding.

Customer service is outstanding. Any issues are sorted straight away and derive advisors knowledgeable Reviewed on: 6th March 2026

Excellent

Good rates and great app features Reviewed on: 6th March 2026

Super easy to navigate l. Total value for money

Super easy to navigate the app. The whole experience from zopa has been superb Reviewed on: 6th March 2026

Very good customer service always there to help

Very good customer service always there to help Reviewed on: 6th March 2026

A Trouble free experience all round, great card and...

A Trouble free experience all round, great card and customer service Reviewed on: 6th March 2026

Easy App to use & friendly helpful staff.

Easy App to use & friendly helpful staff. Good communication via email & text re. Latest Zopa News/updates. Reviewed on: 6th March 2026

Excellent service

Always quick & good service. Also app easy to use 8 understand Reviewed on: 6th March 2026

Easy to apply very quick response no hassle once agr...

Easy to apply very quick response no hassle once agreed money instant Reviewed on: 6th March 2026

Staff are always polite and nothing is too much trou...

Staff are always polite and nothing is too much trouble for them. Reviewed on: 6th March 2026

Since I have been with Zopa I have never had any iss...

Since I have been with Zopa I have never had any issues with Zopa. Best credit card ever. Reviewed on: 6th March 2026

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