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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Needs to be BSL accessible to make things easier for...

Needs to be BSL accessible to make things easier for deaf people like myself Reviewed on: 6th March 2026

very professional service.

very professional service. good customer relations,clear precise statements, very competitive repayment rates. all in all a very competitive credit company Reviewed on: 6th March 2026

Great company.

Great company...full support great product at good rates Reviewed on: 6th March 2026

Easy and helpful app straight forward it’s great

Easy and helpful app straight forward it’s great Reviewed on: 6th March 2026

My experience with Zopa was excellent

My experience with Zopa was excellent Reviewed on: 6th March 2026

Quick easy way

Easy to use, quick, efficient, excellent customer service Reviewed on: 6th March 2026

Excellent Service

Always excellent service. Customer Service excellent. Value Reviewed on: 6th March 2026

Always good service thank you.

Always good service thank you. App is easy to use & can navigate around what you need Reviewed on: 6th March 2026

Zopa is easy to use.

Zopa is easy to use. The app is easy to keep up to date as you get regular updates and information. Reviewed on: 6th March 2026

Excellent service very happy with this credit card e...

Excellent service very happy with this credit card easy to use & online services are also excellent Reviewed on: 6th March 2026

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