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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I have never had any problems with Zopa and I don’t...

I have never had any problems with Zopa and I don’t envisage any issues whatsoever Reviewed on: 6th March 2026

Very quick money transfer in account .

Very quick money transfer in account .great service with pleasant faves Reviewed on: 6th March 2026

Easy to use.

Easy to use. Good emergency money when needed. Reviewed on: 6th March 2026

Good communication easy to use website

Good communication easy to use website Reviewed on: 6th March 2026

Very easy application and regular notifications abou...

Very easy application and regular notifications about your balance Reviewed on: 6th March 2026

My experience has been great and my Zopa credit card...

My experience has been great and my Zopa credit card have helped me a lot Reviewed on: 6th March 2026

First Class Customer Service.

Any problems solved by the excellent customer service team. Reviewed on: 6th March 2026

The app is fantastic and easy to use.

The app is fantastic and easy to use. I’m actually a lead user experience and service design consultant! Reviewed on: 6th March 2026

Good c3dit bulider would recomend to every one.

Good c3dit bulider would recomend to every one. Reviewed on: 6th March 2026

Excellent communications, really good acceptance level.

Excellent communications, really good acceptance level. No fuss banking Reviewed on: 6th March 2026

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