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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent Online Account Provider

Excellent Online Account Provider Reviewed on: 6th March 2026

Great customer service.

Great customer service. Always feel satisfied Reviewed on: 6th March 2026

Friendley staff fast answering explained every hin...

Friendley staff fast answering explained every hing clearly would recommend all the time Reviewed on: 6th March 2026

Great easy to use simple payment methods

Great easy to use simple payment methods Reviewed on: 6th March 2026

Simply the best an all round great bank

Just great simply the best would definitely recommend Reviewed on: 6th March 2026

Zopa is an excellent choice

Zopa is an excellent choice for those seeking highly effective banking platform. The customer services and relationship is highly efficient and highly reliable. Strongly recommended for those seeking banking with ease. Reviewed on: 6th March 2026

A reliable option

Zopa card offers a convenient and secure way to manage your finances. Its user-friendly online portal makes tracking transactions and making payments a breeze. Furthermore, the customer service team is readily available to assist with any inquiries. Overall, it's a commendable option for responsible cardholders seeking both utility and perks. Reviewed on: 6th March 2026

Experience

Very fast service very easy to follow and I have to say very efficient Reviewed on: 6th March 2026

Thank you

Quiet, dependable, easy to apply, no pressure. Reviewed on: 6th March 2026

Easy to navigate I like the products

Easy to navigate I like the products Reviewed on: 6th March 2026

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