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Zopa: Credit card reviews

4.94
Based on 43,458 reviews, last reviewed 12th Mar 2026
154150% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s very good helped me out in sticky situations. It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026
Claudia Tredoux's avatar
Claudia Tredoux

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43468)

The best excellent customer service

5
The best excellent customer service Reviewed on: 6th March 2026

Perfect and excellent

5
Very smooth transactions and easy to navigate the app Reviewed on: 6th March 2026

Very good experience always informed about everythin...

5
Very good experience always informed about everything credit updates increases always informative Reviewed on: 6th March 2026

Overall very efficient and supportive of there is ev...

5
Overall very efficient and supportive of there is ever a query you need sorting Reviewed on: 6th March 2026

It’s really good credit card helpful any way you go...

5
It’s really good credit card helpful any way you go if even you use all credit available that wight for you to return back slowly slowly and costumer service that really good Reviewed on: 6th March 2026

Easy to use great app all round good

5
Easy to use great app all round good Reviewed on: 6th March 2026

Excellent service

5
Excellent service no problems at all Reviewed on: 6th March 2026

Great and simple app to use.

5
Great and simple app to use. Always great customer service. Reviewed on: 6th March 2026

Excellent service

5
Great for building credit score and the app is simple and efficient Reviewed on: 6th March 2026

Great service.

5
Great service. Easy to use crediit card. Good customer service Reviewed on: 6th March 2026

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