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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I like Zopa credit card.

I like Zopa credit card. No hassle just fine and easy to use Reviewed on: 6th March 2026

I’m 100% satisfied regarding the service Zopa give t...

I’m 100% satisfied regarding the service Zopa give to us as customer. Reviewed on: 6th March 2026

Love the texts telling me when payments have been ta...

Love the texts telling me when payments have been taken and reminders of monthly payment Reviewed on: 6th March 2026

Just happy zopa has all i need when I need...

Just happy zopa has all i need when I need it Reviewed on: 6th March 2026

Simple easy service

Easy Service simple banking system with clear instructions , would highly recommend Reviewed on: 6th March 2026

Fantastic company , a great way to recover your cred...

Fantastic company , a great way to recover your credit status Reviewed on: 6th March 2026

I have a Fantastic and amazing with Zopa

I have a Fantastic and amazing with Zopa Reviewed on: 6th March 2026

Quick easy straight forward from start to finish E...

Quick easy straight forward from start to finish Easy to navigate app Reviewed on: 6th March 2026

does what it says on the tin - good card with not ha...

does what it says on the tin - good card with not having exorbitant credit charges Reviewed on: 6th March 2026

Great customer service and very knowledgeable.

Great customer service and very knowledgeable. They really understand people’s situations and have great solutions to resolve any issues that arise Reviewed on: 6th March 2026

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