Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Very good service friendly staff and easy to use app

Very good service friendly staff and easy to use app Reviewed on: 22nd April 2025

Really good easy to use app, all in one place.

Really good easy to use app, all in one place. No issues and when I have phoned everyone was really nice. Reviewed on: 22nd April 2025

Excellent all round very helpful customer service

Excellent all round very helpful customer service Reviewed on: 22nd April 2025

Easy communication is great .

Easy and clear instructions.. great app and I’ve recommended it to friends Reviewed on: 22nd April 2025

It's all good so far.

It's all good so far. No real issues to complain about Reviewed on: 22nd April 2025

Zopa made it easy to stay in control

Not long after clearing an IVA I wanted to get my credit rating back to a good position. Zopa were the ones I'm happy I took a chance on. I've not heard about them before and after a little research I decided to take on a credit card. With their credit cushion and optional increases I feel in control of what I can use and borrow. Reviewed on: 22nd April 2025

Good customer experience with Zopa

I have good experience with the way Zopa handles customer queries. Prompt provision of funds.They make money available to you immediately. Reviewed on: 22nd April 2025

Credit card

No problems to report, I've been very happy with the card Reviewed on: 22nd April 2025

Amazing great product highly recommend

Amazing great product highly recommend Reviewed on: 22nd April 2025

Very happy with my credit card opened a bank account...

Very happy with my credit card opened a bank account with them now Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 2.55 from 16 reviews
Credit card
from M&S Bank - Marks and Spencer 2.73 from 187 reviews
Credit card
from Nationwide 4.10 from 198 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub