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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I’ve not spoken to customer service as I’ve had no p...

I’ve not spoken to customer service as I’ve had no problems, great value, working well so far Reviewed on: 6th March 2026

Like the app and free transactions whilst abroad

Like the app and free transactions whilst abroad Reviewed on: 6th March 2026

Never had to contact them, outstanding initial service

The card runs on its own, i have never had an issue where i had to contact CS, outstanding Reviewed on: 6th March 2026

Excellent customer service and good service

Excellent customer service and good service Reviewed on: 6th March 2026

Good customer service and always listen and keen to...

Good customer service and always listen and keen to help Reviewed on: 6th March 2026

Easy to use App

The process of my application was dealt with very efficiently. I find the App easy to use and I use it often to keep track of my balance and payments. Reviewed on: 6th March 2026

Excellent

Had no issues with Zopa. So easy to use the app. Reviewed on: 6th March 2026

I’m really happy easy to us super service 100%

I’m really happy easy to us super service 100% Reviewed on: 6th March 2026

Love Zopa

Quick and simole love this bank.. The app is simple and its easy to use also has some innovative features i.e the voice ai commands are very cool also offers a credit card and a normal bank account all in one.. everyone should atleast try Zopa wont regret it Reviewed on: 6th March 2026

No trouble card

No problems with this company, good app as well Reviewed on: 6th March 2026

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