Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Easy to happyapply.

Easy to apply. There if you need help Reviewed on: 22nd April 2025

Excellent service and good company

Excellent service and good company Reviewed on: 22nd April 2025

Easy fast effective , great service good value

Easy fast effective , great service good value Reviewed on: 22nd April 2025

Apps easy to sure never had a issue with this...

Apps easy to sure never had a issue with this company Reviewed on: 22nd April 2025

Zopa best credit card

Zopa gave me a chance and I’ve kept up payments they are a great credit card Reviewed on: 22nd April 2025

Good experience from Start to finish

Good experience from Start to finish Reviewed on: 22nd April 2025

Very good company,always keep you up to date

Very good company,always keep you up to date Reviewed on: 22nd April 2025

Credit card very good i would recommend to anyone it...

Credit card very good i would recommend to anyone it's brilliant exlent app as well to remind you when to pay so zopa is fantastic. Reviewed on: 22nd April 2025

Easy app.

Easy app.customer service is excellent. Reviewed on: 22nd April 2025

Easy to use.

Easy to use. Great customer service I would recommend using zopa and zopa bank Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial Credit Card
from Barclaycard 3.97 from 118 reviews
Gold Credit Card
from American Express 4.58 from 24 reviews
Credit builder credit card
from Vanquis 4.78 from 19907 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub