Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Easy to apply and app is easy to navigate

Easy to apply and app is easy to navigate Reviewed on: 22nd April 2025

Great credit card

Great rate very good customer service never had a problem Reviewed on: 22nd April 2025

Excellent company and service provider

Excellent. Customer service, effective and efficient in all aspects of service. Reviewed on: 22nd April 2025

Good service

Easy application and fastgood customer service spp easy to use Reviewed on: 22nd April 2025

Excellent service and great card

Excellent service and great card Reviewed on: 22nd April 2025

It's a great credit card the app is easy to use and...

It's a great credit card the app is easy to use and overall excellent Reviewed on: 22nd April 2025

easy to get through to customer services’s and good...

easy to get through to customer services’s and good at keeping you up to date via text messages Reviewed on: 22nd April 2025

It’s has been very positive so far

It’s has been very positive so far Reviewed on: 22nd April 2025

The Best

Super Super Super Super Super The Best!!! Reviewed on: 22nd April 2025

Excellent service

Easy to access to account information offers , promotions investment opportunities Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 4.24 from 103 reviews
Charge Card
from American Express 3.91 from 24 reviews
Credit Card
from American Express 4.31 from 123 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub