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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use and helping my credit

Easy to use and helping my credit Reviewed on: 6th March 2026

Good experience with Zopa.

Good experience with Zopa. Love this card Reviewed on: 6th March 2026

Easy Application

Easy Application and Perfect to use daily Reviewed on: 6th March 2026

Zopa Credit Card is excellent when travelling

I enjoyed my Zopa Credit Card especially when I was travelling Reviewed on: 6th March 2026

Excellent fantastic customer service

Excellent fantastic customer service Reviewed on: 6th March 2026

Customer service support

This is based on my enquiry to customer service to which I i was satisfied with my experience with customer service first class service the overall service is excellent on the app easy access to all sections Reviewed on: 6th March 2026

This is a no hassle credit card, simples.

This is a no hassle credit card, with a very easy to use app, which is very easy to understand. Reviewed on: 6th March 2026

Mr Thompson’s experience

Everything is excellent, no cause to grumble about anything . Reviewed on: 6th March 2026

Customer service

Helpful and friendly knowledgeable easy to talk to Reviewed on: 6th March 2026

I have been very impressed with Zopa the only issue...

I have been very impressed with Zopa the only issue I’ve really had was with customer service Reviewed on: 6th March 2026

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