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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent for everyday needs or that purchase you ju...

5
Excellent for everyday needs or that purchase you just can’t afford at present Reviewed on: 22nd April 2025

Had no problems ,would totally recommend

5
Had no problems ,would totally recommend Reviewed on: 22nd April 2025

Easy to use and great communication

5
Easy to use and great communication Reviewed on: 22nd April 2025

Great card

5
They say they do also the give me , interest cash back which I do not expect and is super duper fantastic. Reviewed on: 22nd April 2025

Excellent service service best service

5
Excellent service service best service Reviewed on: 22nd April 2025

Good Credit Card

5
easy to use, no hidden charges, HIGHLY RECOMMENDED Reviewed on: 22nd April 2025

Great thank you , it’s amazing company !

5
Great thank you , it’s amazing company ! I appreciate everything you done for me and for me and for the credit card you have offered & friendly support staff Reviewed on: 22nd April 2025

the experince i have had i have had no issuse with z...

5
the experince i have had i have had no issuse with zopa at all Reviewed on: 22nd April 2025

Easy to use probably my favorite app applied for a l...

5
Easy to use probably my favorite app applied for a loan and had the money in my account within 5 minutes I also like that I can make additional payment to my loan with no hassle Reviewed on: 22nd April 2025

Zopa credit card

5
Getting a credit card with Zopa was straightforward and easy to apply The customer services excellent and straightforward would recommend to others Reviewed on: 22nd April 2025

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