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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43470 reviews)

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4.94

Based on 43,470 reviews, last reviewed 12th Mar 2026

154650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

That's very good and safe to use That's very good and safe to use Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43470)

Great service great customer wish I had only taken t...

Great service great customer wish I had only taken this card out Reviewed on: 23rd January 2026

Great rates, good customer service.

Great rates, good customer service. Zopa are fab all round - credit cards, loans, savings. Cannot fault their financial products at all! Reviewed on: 22nd January 2026

Zopa helped me better my finances with the credit th...

Zopa helped me better my finances with the credit they gave me. Reviewed on: 22nd January 2026

Everything you need and want including an easy app t...

Everything you need and want including an easy app to use Reviewed on: 22nd January 2026

I’m with Zopa over a year and I’m happy with their c...

I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026

It is the best credit card in the world

It is the best credit card in the world Reviewed on: 21st January 2026

Very informative and excellent service.

Very informative on opening an account. Receive regular appropriate communication. I would highly recommend Zopa. Reviewed on: 21st January 2026

Very understanding and app very easy to use

Very understanding and app very easy to use Reviewed on: 21st January 2026

Easy to apply easy to use app

Easy to apply easy to use app great service Reviewed on: 21st January 2026

Always helpful.

Always helpful. Easy to see balance and make payments. Prompt reminders for payments Reviewed on: 21st January 2026

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