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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Easy to apply easy to use app

Easy to apply easy to use app great service Reviewed on: 21st January 2026

Always helpful.

Always helpful. Easy to see balance and make payments. Prompt reminders for payments Reviewed on: 21st January 2026

all good thank you and very helpful about all my...

all good thank you and very helpful about all my needs Reviewed on: 21st January 2026

The rates are very competitive, the app is very easy...

The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026

Building my credit score

I have this credit card to help build my credit score and i'm very happy as this has had a massive impact. Reviewed on: 20th January 2026

Zoopa helped me build my credit by giving me sma...

Zoopa helped me build my credit by giving me small balance a very good interest rate and rewarding me by increasing limit with sensible use I would recommend zoopa to anyone who like me has had financial stuggles but is trying to re build Reviewed on: 20th January 2026

Not long winded to make a payment also easy and stra...

Not long winded to make a payment also easy and straightforward to make a payment Reviewed on: 20th January 2026

It would be a lot better if I could ring you as your...

It would be a lot better if I could ring you as your website can be difficult to navigate with Reviewed on: 20th January 2026

Fast to make payments.

Fast to make payments. Very good. Reviewed on: 20th January 2026

Excellent

Very helpful and professional, I had my card compromised and they dealt with very fast and efficient Reviewed on: 19th January 2026

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