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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Understands they customers, Easy to use

Easy touse great information give understands there customers Reviewed on: 6th March 2026

Fantastic timely help!!

Offer arrived at hust the right moment to help with necessary bills for hospital treatment Reviewed on: 6th March 2026

Very good for rebuilding confidence to building credit

Very good for rebuilding confidence to building credit Reviewed on: 6th March 2026

Great service quick response

Great service quick response . Reliable service will always come back to you. Nice people on the phone. Credit card payment reminder is good for purposes Reviewed on: 6th March 2026

Great comunication,and very fair

Great comunication,and very fair Reviewed on: 6th March 2026

I'm ask for lon there in same day transfer excellent...

I'm ask for lon there in same day transfer excellent Zopa Reviewed on: 6th March 2026

Started to use Zopa to help my credit score and have...

Started to use Zopa to help my credit score and have had a fantastic time with them. Started off with low credit and they offer an increase in credit if they are happy with how you are dealing with it. Reviewed on: 6th March 2026

Your service is very good and anytime I call your cu...

Your service is very good and anytime I call your customer service is good as well Reviewed on: 6th March 2026

.zopatastic.

brilliant card great service have recommend to my work mates Reviewed on: 6th March 2026

Perfect .very reliable

Perfect. Very reliable. Helpful service.. Reviewed on: 6th March 2026

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