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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant company, highly recommend!

Brilliant company, highly recommend! Always straight forward to deal with! Reviewed on: 6th March 2026

Smooth process, great service

Smooth process, customer service is great, app easy to use Reviewed on: 6th March 2026

Simple and perfect just what you want

Simple and perfect just what you want Reviewed on: 6th March 2026

Always reply efficiently and quickly.

Always reply efficiently and quickly when I have any questions or concerns Reviewed on: 6th March 2026

Excellent customer care, immediate updates, easy to...

Excellent customer care, immediate updates, easy to make payments on the app Reviewed on: 6th March 2026

Great experience .

Easy application, everything explained well. Not had to contact customer services but experience so far has been second to none Reviewed on: 6th March 2026

Zopa's credit card app is simple

Zopa's credit card app is simple Reviewed on: 6th March 2026

Very good team,fast loan and etc

Very good team,fast loan and etc Reviewed on: 6th March 2026

Quite happy so far have both loan and credit card

Quite happy so far have both loan and credit card Reviewed on: 6th March 2026

Good rate

It’s helpful good rate, easy to use Reviewed on: 6th March 2026

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