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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy application

Easy that's how I would describe it Reviewed on: 6th March 2026

Zopa are top-notch.

Zopa respond time to issues that arises are top-notch. Reviewed on: 6th March 2026

Excellent in all ways the app and payments

Excellent in all ways the app and payments Reviewed on: 6th March 2026

The credit card is amazing any problem you’ve got th...

The credit card is amazing any problem you’ve got they are very helpful Reviewed on: 6th March 2026

Happy with Zopa

Been with Zopa for a couple of years now never had any problems at all Reviewed on: 6th March 2026

Zopa dose not ncrease their customers cards limit.

Zopa dose not ncrease their customers cards limit. Which for me I think that's poor. Reviewed on: 6th March 2026

Very good and easy to use,

Very good and easy to use, the app is very SECURED Reviewed on: 6th March 2026

Simple the best

Never had any problems with my Zopa credit card, find it very convenient, and would recommend it to most of my friends, Iam sure they would be just as pleased as I am Reviewed on: 6th March 2026

I was I hospital and fell behind on my payments zopa...

I was I hospital and fell behind on my payments zopa were amazing in setting up a payment plan and I was able to clear my arrears and get back to using my card within 2 months amazing customer service and support Reviewed on: 6th March 2026

My account

Very happy knowing I get a text every time I use my card Reviewed on: 6th March 2026

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