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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Outstanding service

So far it’s been an outstanding experience banking with Zopa Reviewed on: 22nd April 2025

Excellent throughout

Excellent throughout my time with zopa Reviewed on: 22nd April 2025

Everything is pcuerfect for me about customer service

Everything is perfect for me about customer service Reviewed on: 22nd April 2025

Easy to set up and use a great credit card

Easy to set up and use a great credit card Reviewed on: 22nd April 2025

Easy to pay and apply less interest rate

Easy to pay and apply less interest rate Reviewed on: 22nd April 2025

Best credit card I’ve ever had , couldn’t fault the...

Best credit card I’ve ever had , couldn’t fault the service from start to finish. The app is amazing so easy to understand and make payments Reviewed on: 22nd April 2025

Easy to apply, instant decision.

Easy to apply, instant decision. Great app Reviewed on: 22nd April 2025

Perfect..

Easy to use friendly and helpful on the phone clear payment plan easy to pay great simple app notifications on payments transactions easy to find pin reminder trustworthy and good starting limit. Happy to recommend Reviewed on: 22nd April 2025

I HAVE BEEN USING ZOPA FOR MANY YEARS.

I HAVE BEEN USING ZOPA FOR MANY YEARS. APPLYING FOR CREDIT CARD TOOK ME SOME TIME BUT THAT BECAUSE ZOPA IS RESPONSIBLE LENDER AND WOULD NOT LET ME BORROW WHEN I COULD NOT AFFORD. Reviewed on: 22nd April 2025

Understanding Zopa

Zopa have always given me an excellent service whenever I have needed to contact them for help or assistance for any issue that I may of had with my account and been as helpful and understanding as possible. Reviewed on: 22nd April 2025

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