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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

App very easy to understand.

5
App very easy to understand. Allows you to see payments and balance. Also spending trends. Reviewed on: 6th March 2026

Zopa is great

5
Friendly easy to use app - excellent service Reviewed on: 6th March 2026

Easy to use no hassle compleye peace of mind

5
Easy to use no hassle compleye peace of mind Reviewed on: 6th March 2026

Great app great uk based customer service that’s in...

5
Great app great uk based customer service that’s in hand polite and helpful/knowledgeable Reviewed on: 6th March 2026

.zopacard

5
Pretty good overall ................... ......... good but good. Quite good. Not at all bad overall. Pretty good. Good really. Quite good. How much more do you need. Zopa is a credit card that gives credit Reviewed on: 6th March 2026

Great service with no issues.

5
Great service with no issues. Very helpful when needed and friendly staff. Reviewed on: 6th March 2026

IT DOES WHATS REQUIRED OF CREDIT CARD

5
IT DOES WHATS REQUIRED OF CREDIT CARD Reviewed on: 6th March 2026

great service

5
really good card No fuss, no trouble at all, very easy to use. Reviewed on: 6th March 2026

Amazing service

5
.nice website good customer service Reviewed on: 6th March 2026

Easy to apply and great rates.

5
Easy to apply and great rates. Good app and easy to use Reviewed on: 6th March 2026

Review Zopa: Credit card now

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