Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

great credit card I love it im using from last three...

5
great credit card I love it im using from last three month Reviewed on: 22nd April 2025

I m very happy to use my Zopa credit card and very l...

5
I m very happy to use my Zopa credit card and very low interest rate I just want to say is excellent for me Reviewed on: 22nd April 2025

Excellent with customer i like they way they treat t...

5
Excellent with customer i like they way they treat their customers Reviewed on: 22nd April 2025

Great app.

5
Great app. Easy to use. Interested rate not too bad. Useful steps to save money Reviewed on: 22nd April 2025

Been great, been treated really well

5
Been great, been treated really well Reviewed on: 22nd April 2025

Very good no issues with the company

5
Very good no issues with the company Reviewed on: 22nd April 2025

Very happy with the service provided

5
Very happy with the service provided Reviewed on: 22nd April 2025

No issues .

5
No issues ..good service..very quick and eficient Reviewed on: 22nd April 2025

Very easy to open account.

5
Very easy to open account. App is very good all products in one place. Reviewed on: 22nd April 2025

Very helpful in all aspects. Great company

5
Very helpful in all aspects. Great company have not had a bad experience Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products