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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to navigate app.

Very easy to navigate app. Professional well trained customer service Agent. I was asked a few questions very quickly resolved my request Reviewed on: 7th March 2026

Good service and very fast I like zopa

Good service and very fast I like zopa Reviewed on: 7th March 2026

understandable and easy to use app,clear payment due...

understandable and easy to use app,clear payment due dates set and easy to unerstand terms. Reviewed on: 7th March 2026

Fantastic service, useful multifunctional App.

Fantastic service, useful multifunctional App. Good responsive and, relevant platform Reviewed on: 7th March 2026

Easy apply, and flexible payments.

Easy apply, and flexible payments. Quick acceptance and fast card issue Reviewed on: 7th March 2026

Great Credit limit and low interest Rates.

Great Credit limit and low interest Rates.I was accepted straight away even with My not so perfect Credit History.I Would Highly recommend with a Superb Customer Services. Reviewed on: 7th March 2026

Jackinthe box

i love my zopa card so easy to use when i need to Reviewed on: 7th March 2026

Very good to use day to day and the app its very eas...

Very good to use day to day and the app its very easy to use Reviewed on: 7th March 2026

Very good provider fover credit card and loans.

Very good provider for credit card and loans. Reviewed on: 6th March 2026

Fast repay on card never issue using card

Fast repay on card never issue using card Reviewed on: 6th March 2026

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