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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent product

5
Absolutely first rate in all my dealings during my time as a customer Reviewed on: 22nd April 2025

No complain.

5
No complain. The service is excellent Reviewed on: 22nd April 2025

Great card, easy to make additional payments that ar...

5
Great card, easy to make additional payments that are processed immediately. Easy app to navigate Reviewed on: 22nd April 2025

.good experiance

5
.100% very good, so hapy with experiance Reviewed on: 22nd April 2025

App is good and easy to use - will open a bank acco...

5
App is good and easy to use - will open a bank account in due course - interest rates can be better and more competitive Reviewed on: 22nd April 2025

Easy aplication, app is also very easy to navigate

5
Easy aplication, app is also very easy to navigate Reviewed on: 22nd April 2025

Outstanding product & services

5
Excellent product & services always going the extra mile to ensure the highest service possible! Reviewed on: 22nd April 2025

Outstanding and fast.

5
Outstanding and fast. One of the best credit provider Reviewed on: 22nd April 2025

I have a very low credit rating, they accepted me,...

5
I have a very low credit rating, they accepted me, the repayments are low and it really helps me out with paying my bills and also helps with my credit rating Reviewed on: 22nd April 2025

Easy to use and efficient .

5
Easy to use and efficient .always available Reviewed on: 22nd April 2025

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