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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Super servis

Excellent servis , easy to use, easy to apply, fast decision Reviewed on: 10th January 2024

The credit card with zopa is value for money and the...

The credit card with zopa is value for money and they are very helpful if u have a query Reviewed on: 10th January 2024

Excellent credit provider

I was so thankful with Zopa credit, they are so helpful with the needy. Affordable appraisals. Reviewed on: 10th January 2024

Competitive and affordable rates

They offer very competitive and affordable rates. Customer service is brilliant and always professional and helpful. Reviewed on: 10th January 2024

Good app

Great online app to track spending etc. Clear, well structured and easy to navigate. Reviewed on: 10th January 2024

Credit card experience

Very easy to deal with and excellent product, very professional Reviewed on: 10th January 2024

Zopa card

Been with zopa for a while now and have never had a problem Reviewed on: 10th January 2024

build my credit ratings

Zopa has helped me build my credit ratings Reviewed on: 10th January 2024

Easy to apply and to use, had a good experience with...

Easy to apply and to use, had a good experience with zopa Reviewed on: 10th January 2024

Great company

Great company and excellent customer services Reviewed on: 10th January 2024

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