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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent customer service and great customer support

Excellent customer service and great customer support Reviewed on: 10th January 2024

Great card .

Great card, well kept updated about changes. Reviewed on: 10th January 2024

Very good and the app excellent and easy to use...

Very good and the app excellent and easy to use Reviewed on: 10th January 2024

I like zopa credit caed its good god...

I like zopa credit caed its good god rate charge Reviewed on: 10th January 2024

Dear Zoba Credit Card Team

Dear Zoba Credit Card Team, I hope this letter finds you well. I am writing to express my sincere appreciation for the exceptional experience I have had using the Zoba Credit Card app. Since acquiring the Zoba Create card, I have encountered no issues whatsoever with the app. Its user-friendly interface, coupled with its seamless functionality, has made managing my finances a breeze. I wanted to take a moment to acknowledge the excellence of your app and convey my gratitude for providing a reliable and hassle-free platform. In an era where digital financial tools play a crucial role, Zoba Credit Card app stands out as a testament to efficiency and reliability. The absence of any problems or glitches has significantly contributed to my overall satisfaction as a user. I would like to commend your team for their dedication to creating and maintaining a top-notch app. Such positive experiences undoubtedly contribute to building trust and loyalty among customers. As a satisfied user, I would not hesitate to recommend the Zoba Credit Card to friends and family. Thank you for your commitment to excellence. I look forward to continued smooth interactions with your credit card and app Reviewed on: 10th January 2024

Zopa has been amazing for you keeps you up to date w...

Zopa has been amazing for you keeps you up to date with your spending and availability also let's you know when you need to pay very happy with zopa and would highly recommend Reviewed on: 10th January 2024

Accessible

Very good, easy to get, straightforward Reviewed on: 10th January 2024

Never had an issue contacting Zopa fast effortless help

Never had an issue contacting Zopa fast effortless help Reviewed on: 10th January 2024

5 star rating way to use very efficient

5 star rating way to use very efficient Reviewed on: 10th January 2024

Financial Support.

I have more to help in these economical times ahead. I wish I could have an increase due to getting a pay rise soon. I do appreciate the help in which I am most grateful. The assistance is fantastic. Reviewed on: 10th January 2024

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