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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Happy customer

I see that Zola cares about their customers Reviewed on: 10th January 2024

Its easy to maintain my account online, I know exact...

Its easy to maintain my account online, I know exactly what my balance is at all times. Reviewed on: 10th January 2024

I've had no problem with my account.

I've had no problem with my account. Excellent service. Thanks Reviewed on: 10th January 2024

Zopa are a very good friend to me, I wanted a card t...

Zopa are a very good friend to me, I wanted a card that would help me through a financial problem I had and Zopa came along and provided me with an answer to the problem. I am so very grateful to the customer service at Zopa who are the most pleasant and efficient that I have ever come across. Well done Zopa Reviewed on: 10th January 2024

Very transparent with interest and charges and a man...

Very transparent with interest and charges and a manageable credit limit Reviewed on: 10th January 2024

Credit card

You keep me within a budget and help me not to get into financial difficulties Reviewed on: 10th January 2024

Good and easy to get

Good quick and easy I didn’t have any problems applying for a card Reviewed on: 10th January 2024

Loved having this card as it's convenient

Loved having this card as it's convenient Reviewed on: 10th January 2024

Very good service and excellent quality never had an...

Very good service and excellent quality never had any problems with the card and Very good service if required Reviewed on: 10th January 2024

I applied for a credit card with zopa and was except...

I applied for a credit card with zopa and was excepted within minutes easy application with no tricky questions Reviewed on: 10th January 2024

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