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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very efficient.

Very efficient. Helpful. Prompt service. Application made easy. No problems applying for a credit card. Reviewed on: 10th January 2024

Great Service

Great always there to help . Would recommend Reviewed on: 10th January 2024

very easy to deal with and didnt have any hassle.

very easy to deal with and didnt have any hassle. Reviewed on: 10th January 2024

It’s so easy to use especially the app.

It’s so easy to use especially the app. User friendly and no issues at all Reviewed on: 10th January 2024

All good - easy to use and accessible

All good - easy to use and accessible Reviewed on: 10th January 2024

Poppy 2020

Allways very helpful and allways someone to talk to Reviewed on: 10th January 2024

Always on hand to help when you need it most.

Always on hand to help when you need it most.provide care help with advice and always on hand to assist Reviewed on: 10th January 2024

Super Zopa

Thoroughly happy with the services that Zopa provides. Very informative and insightful service. I love the app. as I can check everything and keep on top of my account. Very happy customer. Reviewed on: 10th January 2024

Keeps me updated and very good service

Keeps me updated and very good service Reviewed on: 10th January 2024

Zopa is the best bank I have found for credit cards...

Zopa is the best bank I have found for credit cards it's customer service is excellent it's rates are very good. Payment plans are excellent so all round I am very pleased to bank with zopa. Reviewed on: 10th January 2024

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