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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service

Excellent service and excellent conditions that suits me perfectly and gave me the opportunity to repair my credit rating Reviewed on: 10th January 2024

Card came quickly

Card came very quickly in the post and the app is easy to navigate Reviewed on: 10th January 2024

Very impressed with Zopa.

Very impressed with Zopa. Excellent app and customer service could not be better. Reviewed on: 10th January 2024

A very good service from Zopa

Everything is very well explained , the app is easy to use and gives me updates and notifications when I use my card. Reviewed on: 10th January 2024

Zopa have been excellent in their correspondence and...

Zopa have been excellent in their correspondence and the app is so easy to use and deal with Reviewed on: 10th January 2024

very good service very helpfull would tell my fri...

very good service very helpfull would tell my friends about this card Reviewed on: 10th January 2024

Great company to be with

Very good credit I love it always there to help you have savings accounts as well great customer service I love my card great interest as well so people start saving money with this company great company to be with Reviewed on: 10th January 2024

Excellent

Very. Good and reliable.i like zopa. Reviewed on: 10th January 2024

I love my ZOPA app, very easy to use, keeps me on to...

I love my ZOPA app, very easy to use, keeps me on top of spending habits, there’s also other great little things within the app to help with spending, bringing all your banking together to see where you are heading, only been with ZOPA a couple of months but definitely glad I applied, even improved my credit score and it’s a fair spending limit to my needs. Reviewed on: 10th January 2024

I found it easy to apply for a credit card the credi...

I found it easy to apply for a credit card the credit limit was acceptable and the app is great to use Reviewed on: 10th January 2024

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