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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing,the best solution, I'm very happy

Amazing,the best solution, I'm very happy Reviewed on: 10th January 2024

Excellent service extremely helpful definitely recom...

Excellent service extremely helpful definitely recommend to family and friends Reviewed on: 10th January 2024

Very happy of being Zopa customer

Very happy of being Zopa customer Reviewed on: 10th January 2024

Easy to open and easy to use very happy with my card...

Easy to open and easy to use very happy with my card and would recommend it to anyone even with bad credit Reviewed on: 10th January 2024

Best option when you’re need a money

I use this card couple of months. It’s really cool that you have money when you’re needed and easy and quick response to applications. Reviewed on: 10th January 2024

Fast and efficient

Always there when needed. Fast, efficient and helpful. Helped when no other lenders would. Reviewed on: 10th January 2024

Always kept up to date - easy to contact and talk to...

Always kept up to date - easy to contact and talk to a human. Valued Reviewed on: 10th January 2024

Highly recommend

After being refused credit cards previously I was accepted for a zopa card.Excellent company, realistic credit limit and easy to use app Reviewed on: 10th January 2024

Impressive & a company that cares.

The application process was very easy & amazing. Withing minutes of verification including a selfie & proof of ID, the decision was a yes and I had my card within days. I was very impressed. Reviewed on: 10th January 2024

Zopa Credit Card

So easy to use the app and help is always there if needed Reviewed on: 10th January 2024

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