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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent Service Delivery

Great service. It is commendable and always delivers promptly and to one’s satisfaction. Reviewed on: 10th January 2024

Great service.

Great service. Professional staff. Reviewed on: 10th January 2024

Exelent service for my own needs

Exelent service for my own needs Reviewed on: 10th January 2024

Great company

Good communication, never had a problem Reviewed on: 10th January 2024

Superb customer service and no hassle , ever

Superb customer service and no hassle , ever Reviewed on: 10th January 2024

Great Credit card and looks after your limit will no...

Great Credit card and looks after your limit will not give you to big a limit so you get into debt great card Reviewed on: 10th January 2024

Convenient banking app!

User friendly app, instantly updates balance upon making payments, cushion feature is handy to be aware of spending limits and Zopa generally seems like a nice warming application. Reviewed on: 10th January 2024

Great , efficient and effective, could not be happier!

Great , efficient and effective, could not be happier! Reviewed on: 10th January 2024

Simple to use there banking app.

Simple to use there banking app. Any issues regarding potential fraud dealt with issue quickly and easily. Credit applied not enforced or outside you income. Reviewed on: 10th January 2024

Zopa is excellent and I wouldn’t change.

Zopa is excellent and I wouldn’t change. Reviewed on: 10th January 2024

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